Auto Insurance in Grand Prairie, TX
How to Buy a New Car and Add New Drivers to Your Auto Insurance Policy
Whether you’re trading in your old vehicle for a new model or buying a car for the first time, it’s essential to understand how to properly add new drivers to your auto insurance policy.
Research and Purchase Your New Car
Before you start shopping, consider what you need in a vehicle. Consider factors like size, fuel efficiency, safety features and your budget. Compare different makes and models that fit your criteria. Look into their safety ratings, reliability, and overall cost of ownership.
Visit dealerships to test drive the cars you’re interested in. This will give you a feel for how each vehicle handles and whether it meets your expectations.
Once you’ve decided on a car, negotiate the price and finalize the purchase with the dealership. Ensure you understand all the terms of the sale and review the contract thoroughly.
Update Your Insurance Policy
Contact your agent to inform them about the new car purchase. You’ll need to provide details such as the make, model, year and vehicle identification number (VIN).
Depending on the car’s value and your needs, you may need to adjust your coverage. If you finance or lease a new vehicle, your lienholder typically requires full coverage auto insurance, including comprehensive and collision coverage.
Your premium may change based on the type of car you’re buying, so it’s essential to understand how it will impact your insurance costs.
Once you’ve updated your policy, review the new terms and confirm that all details are correct. Ensure your new car is properly listed on your policy before driving it.
Add New Drivers to Your Auto Insurance Policy
Contact your agent to add new drivers to your policy. You will need to provide their full names, dates of birth, driver’s license numbers and driving histories.
Your insurance provider will adjust your policy to include the new drivers. Make sure to review any changes in coverage and costs.
Contact Us
Contact Blackburn Insurance Agency, Inc. in Grand Prairie, Texas, for personalized auto insurance quotes. Our agents can help you anticipate auto insurance costs as you shop for a new car.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.